• When you need cash before the next paycheck.
• To pay for unforeseen dental or medical visits.
• To satisfy bill collectors, so they quit calling.
• To pay for much needed repairs around the home or on the car.
• To remedy safety issues.
• To avoid late payment fees and interest increases for missing payments.
In essence, the title the borrower supplies to Baybrook Title Lenders, during the loan closing, is used to secure the loan. We place a lien against the vehicle title, which is later removed after receiving the final payment on the account.
The vehicle acts as collateral on the loan. If the need arises, we can sell the vehicle to cover the balance owed on an account if the borrower discontinues making loan payments.
It’s worth taking a couple minutes to check that you have the requirements for loan approval before you apply. This will give you time to correct or update your records, so you’ll have a smooth loan process. You will need to locate the following documents:
• Your Florida identification card or your driver’s license. The identification card or license is used to confirm you are at least 18 to take out title loans Jacksonville.
• Some proof of an income source, so you can comfortably make payments.
• A vehicle to be used for collateral, which is in running condition. You must also have the auto title to the vehicle, which is free of liens and shows that you are the legal owner of the auto.
• Fill out an online application on our site any time you need cash.
• Feel free to call in your application data, and we’ll submit the application for you.
• You can always visit a loan store in Jacksonville where you can learn more, ask questions and fill out an application.
You’ll need the following information to fill out an application:
• The model, make, style and the year of the car with a mileage estimate.
• Your phone number and first and last name.
It isn’t uncommon for other lenders to make you wait before you learn how much you can borrower. However, we think you ought to know upfront, so you have the opportunity to make decisions. Each applicant automatically receives an instant loan quote after applying.Learn More
• Handy loan store locations.
• Credit is never an issue.
• Money when you need cash in a hurry.
• No restrictions for vehicle use.
• Freebie incentives for obtaining loans.
• Personal information remains confidential.
• Borrowers choose how they will spend their loan payouts.
• Contracts written according to Florida vehicle title loan regulations.
• Cash in a day or sooner for borrowers.
The loan process must start with an application submitted over the phone, online or at a loan store. It’s free to apply, so there is no reason to delay. Get your application in today.
Each applicant receives a phone call from one of our representatives to get the loan process underway. You can save time and confusion by locating your average money income and the official source of that income.
Income is a loan requirement, but our main concern is that your loan payments won’t place a hardship on your financial situation. Once you’re qualified, you will go onto the next stage, which is choosing a payment plan.
Customers can choose to pay off title loans Jacksonville in 30 days or even a week. In some instances, it may be an advantage to spread out your payments over a longer period of time. If you need additional time after 30 days, it is possible to ask for an extension of an additional 30 days.
To close on a car title loan, the borrower must come into one of our loan stores in Jacksonville. Baybrook Title Lenders makes sure to follow vehicle title loan regulations in the state of Florida when serving title loan borrowers. You will receive a contract, which highlights the loan terms such as the length of the loan and the interest rate you are agreeing to.
After signing off on your contract, you will be asked for your vehicle title. We pay out your loan and ask you to begin making your payments according to the repayment schedule included in your contract. If you’re looking for a short-term loan with local loan store locations, professional services, good rates and fast payouts, check out title loans Jacksonville today.Get Free Quote